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BreachRecord

American Lending Center Data Breach (May 2026): What Was Exposed and What To Do

Last updated Oct 20, 2026 · Based on 3 official filings · See sources

According to the notice filed with the California Attorney General on May 11, 2026, American Lending Center reported a data breach. It was also reported to the Washington State Attorney General and the Texas Attorney General. People affected: 123,158 people (official total in the Texas Attorney General filing, filed May 14, 2026).

Key facts

From 3 official filings
Organization
American Lending Center
Source: California Attorney General, filed May 11, 2026
People affected
123,158
Official total in the Texas Attorney General filing, filed May 14, 2026
Source: Texas Attorney General, filed May 14, 2026
Incident dates
Jul 24, 2025 – Jul 30, 2025
Source: California Attorney General, filed May 11, 2026
Discovered Jul 27, 2025
Source: Washington State Attorney General, filed May 13, 2026
Notice dates
First filed May 11, 2026; latest filing May 14, 2026
Source: California Attorney General, filed May 11, 2026
Information exposed
  • Social Security number
  • Medical information
  • Driver's license
  • Government ID number
  • Financial account number
  • Date of birth
  • Name
Sources: Washington AG, May 13, 2026; Texas AG, May 14, 2026
Filed with
Free credit monitoring
No offer is stated in the filings we have. Check your letter.

What to do now

Steps chosen from the information listed in the official filings. Your own letter may list more.

  1. A credit freeze stops new credit accounts being opened in your name. It is free by law and you can lift it when you need credit: Equifax, Experian and TransUnion.

  2. An IP PIN stops someone else filing a tax return with your Social Security number. Get one from the IRS at irs.gov.

  3. Review recent transactions, ask about account alerts, and ask whether a new account number is recommended.

  4. Check the Explanation of Benefits (EOB) statements from your insurer for visits, prescriptions or claims you do not recognize, and contact your insurer about anything unfamiliar.

  5. Ask your state's DMV what it recommends when a driver's license number has been exposed. Find your state's agency at USA.gov.

  6. Scammers often contact people after a breach, pretending to be the organization, a bank or a government agency. Do not give your Social Security number, passwords or codes to anyone who contacts you first.

  7. You can get free credit reports from all three bureaus at AnnualCreditReport.com, the official site.

  8. The Federal Trade Commission's IdentityTheft.gov gives you a personal recovery plan.

Is the letter real?

The agency published an official copy of the notice. Compare your letter with it:

Letters usually list a phone number for questions. Before calling, check that it matches the number in the official copy linked above.

Never give your Social Security number, bank details or passwords to someone who contacts you first.

Timeline

  1. Incident began (earliest date reported) source
  2. Organization discovered the incident source
  3. Incident ended (latest date reported) source
  4. Reported to California AG source
  5. Reported to Washington AG source
  6. Reported to Texas AG source

Sources

  1. California Attorney General Notice filed May 11, 2026
    Filed as “American Lending Center”
  2. Washington State Attorney General Notice filed May 13, 2026
    Filed as “American Lending Center” · 6,049 Washington residents · Official copy of the letter
    The link opens the Attorney General's list of notices.
  3. Texas Attorney General Notice filed May 14, 2026
    Filed as “American Lending Center” · 7,644 Texas residents · total 123,158
    The link opens the agency's list; search it for the organization name.

Last updated Oct 20, 2026. Our summaries are written in our own words from the official filings above. Spotted an error? Report a correction.