Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. Data Breach (February 2026): What Was Exposed and What To Do

What to do now

Steps chosen from the information listed in the official filings. Your own letter may list more.

1. Freeze your credit at all three bureaus

   A credit freeze stops new credit accounts being opened in your name. It is free by law and you can lift it when you need credit: Equifax, Experian and TransUnion.

2. Get an IRS Identity Protection PIN

   An IP PIN stops someone else filing a tax return with your Social Security number. Get one from the IRS at irs.gov.

3. Contact your bank or credit union

   Review recent transactions, ask about account alerts, and ask whether a new account number is recommended.

4. Watch for phishing calls, texts and emails

   Scammers often contact people after a breach, pretending to be the organization, a bank or a government agency. Do not give your Social Security number, passwords or codes to anyone who contacts you first.

5. Check your credit reports

   You can get free credit reports from all three bureaus at AnnualCreditReport.com, the official site.

6. Report identity theft if you see signs of it

   The Federal Trade Commission's IdentityTheft.gov gives you a personal recovery plan.

Is the letter real?

Letters usually list a phone number for questions. We could not find an official copy of the letter, so check that the organization named in your letter appears in the official filings listed below before you call.

Never give your Social Security number, bank details or passwords to someone who contacts you first.

Timeline

1. Jan 28, 2026 Incident began (earliest date reported) source
2. Jan 28, 2026 Organization discovered the incident source
3. Feb 23, 2026 Reported to Washington AG and California AG source
4. Feb 24, 2026 Reported to Texas AG source

Sources

1. Washington State Attorney General Notice filed Feb 23, 2026
   Filed as “Figure Technology Solutions, Inc.” · 26,128 Washington residents
   The link opens the Attorney General's list of notices.
2. California Attorney General Notice filed Feb 23, 2026
   Filed as “Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.”
3. Texas Attorney General Notice filed Feb 24, 2026
   Filed as “Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.” · 323 Texas residents · total 12,350
   The link opens the agency's list; search it for the organization name.

Last updated Oct 20, 2026. Our summaries are written in our own words from the official filings above. Spotted an error? Report a correction.